Author: Ashley C.

• September 9, 2019

  3 Ways to Improve Your Credit Score

  

  Growing up, “credit card” was a forbidden word. We were the “Let’s put these Christmas gifts on layaway,” type of household, not the “Just charge it all to my American Express” type, if you catch my drift. Credit cards were assumed to only be used by the rich: people who could pay it off in time […]
• June 16, 2019

  Budgeting 101

  

  Let’s face it: no one wants to be told how to spend their own money. After all, it belongs to you. You worked hard for it. I completely understand.   With that said, not everyone is gifted in healthy money management. What may be a temptation to spend for one person may not be the […]
• June 16, 2019

  Introduction to Budgeting

  

  In the beginning….you had money. You received the paycheck (or direct deposit), saw that everything added up correctly, and deemed it good. And then you said “Let me buy this, that, and the other.” And before you knew it, there wasn’t enough left for necessities. Stress and debt followed, and it became a pattern, then […]
• September 30, 2018

  How to Travel the World on a Budget

  

  Get out. No, seriously, get out: out of your house, out of your mentality, out of your comfort zone. Go from “existing” to actually “living.”   There’s an entire world outside your window. Being exposed to different environments, languages, cultures, customs, and ethnicities is an unexplainable yet remarkable feeling. Many people never visualize themselves traveling […]
• July 31, 2018

  How to Save At Least $6000 Each Year

  

  Is it just me, or are all of these “how-to” articles sounding pretty redundant? You know, with the clickbait title, strikingly attractive yet unrelated photo, and a list of things to “possibly” do that just “may” help you “almost” come close to doing what they said you’ll do? I don’t have time for that, and […]